Overview
A large number of clients will find themselves using a Loan Modification plan to stop foreclosure. If you can currently make your regular payment, but you cannot catch up with the past-due amount, we will correspond with your lender to fold any past-due amounts, including interest and escrow, into the unpaid principal balance. This new amount will be re-amortized over a new period of time.
Or, if you are unable to make payments at this rate, we will correspond with your lender to extend your loan for a longer period of time, modifying the loan amount to a more affordable level.
A Loan Modification will change your existing mortgage note and give you a fresh new start in managing your home. Your account will be brought up to date immediately.
Since your lender does not represent you, they are not interested in maximizing your benefit. This can be seen in low grade modifications provided by lenders that really do not resolve your hardship. We talk their language and know how to motivate lenders to provide you with a maximum benefit loan modification or short sale.
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We Can Help
Our Loan Modification program (a loss mitigation service) can help you, like we have helped many others in similar – or even worse – circumstances. Our company specializes in helping people find alternatives to losing their home. Our objective is to make sure that you realize no matter how bad your situation might be, losing your home may be avoided if you take prompt action.
Together, we may be able to resolve your delinquency without a foreclosure sale of your home. We have the skill and expertise to give you the greatest chance at getting the result you need.
DISCLAIMER: PLEASE NOTE THAT WE ARE NOT FORECLOSURE SPECIALISTS AND WE DO NOT WORK WITH ANYONE WHOSE PROPERTY IS CURRENTLY IN DEFAULT "NOD" (NOTICE OF DEFAULT) STATUS. WE WILL HAPPILY REFER YOU TO A FORECLOSURE SPECIALIST IF YOU ARE CURRENTLY IN THIS SITUATION.
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