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  Representing Yourself Can Be Harzardous!

You need representation with your lender. A loan modification can come in many shapes and sizes. Don't make the mistake of not getting enough or you may be right back where you started. Get help!

 
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About Us

Overview

Loss Mitigation Services ("LMS")is dedicated to assisting distressed homeowners nationwide by identifying and implementing the best available loss mitigation option possible. Our specialists analyze each situation and work with homeowners and their lenders to come up with the appropriate loss mitigation solution, whether it is a loan modification, reinstating the mortgage, a forbearance agreement, a loan modification, a repayment plan, a deed in lieu of foreclosure, or a short sale agreement. LMS diligently works on behalf of the homeowner to negotiate and secure a real solution for you.

Loss Mitigation Services ("LMS") understands that these are trying times and that many good people are faced with severe financial situations. We want to help and we have the capability of making a difference.

Expertise And Experience

LMS is a national leader in the field of loss mitigation, loan modifications and short sale negotiating. Our principals and affiliates have over four decades of combined experience in all areas of the mortgage and real estate industries. Our expert loss mitigation specialists are highly trained and thoroughly knowledgeable in every aspect of this often complicated process. We operate in all 50 states and have a comprehensive understanding of all the ins-and-outs and rules and regulations applicable to every loss mitigation situation.

Our expertise and experience is what differentiates us, our commitment to our clients is what sets us apart. It is this unique combination of industry-leading expertise, professionalism, and extraordinary customer focus that enables us to offer the highest level of service to our clients nationwide.

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We Represent You, Not The Lender

We represent your interests, not the lender's. We understand that the industry released mortgage products into the market that were, in the long term, not beneficial for borrowers. We also understand the position of the lender is to make money. This can be seen in low grade modifications provided by lenders that really do not resolve your hardship. We talk their language and know how to motivate lenders to provide you with a maximum benefit loan modification or short sale.

We understand how difficult and stressful a hardship situation can be for the homeowner. Because of this our loss mitigation specialists are dedicated to making this process as smooth and as stress-free as possible for our clients. We have the expertise and deep network of relationships with lenders and other real estate professionals to negotiate and secure the best possible outcome for all parties involved. .

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DISCLAIMER: PLEASE NOTE THAT WE ARE NOT FORECLOSURE SPECIALISTS AND WE DO NOT WORK WITH ANYONE WHOSE PROPERTY IS CURRENTLY IN DEFAULT "NOD" (NOTICE OF DEFAULT) STATUS. WE WILL HAPPILY REFER YOU TO A FORECLOSURE SPECIALIST IF YOU ARE CURRENTLY IN THIS SITUATION.

  Loss Mitigation Services
 
  What Your Lender Does Not Want You To Know!
Lenders do not represent you, they represent themselves. Their primary objective is to minimize their losses. They understand that they will lose more money if they don't work with you. However, since  their goal is to minimize their losses, expect that you will be offered less of a modification or short sale than you could really get. 

That's where we come in. Many times we can substantially improve on your loan modification or short sale. We know how to communicate with your lender.
 
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